ARTICLE 4. BANK DEPOSITS AND COLLECTIONS  


SECTION 4-101. Short Title
SECTION 4-102. Applicability
SECTION 4-103. Variation by Agreement; Measure of Damages; Action Constituting Ordinary Care
SECTION 4-104. Definitions and Index of Definitions
SECTION 4-105. Bank; Depositary Bank; Payor Bank; Intermediary Bank; Collecting Bank; Presenting Bank
SECTION 4-106. Payable Through or Payable at Bank; Collecting Bank
SECTION 4-107. Separate Office of Bank
SECTION 4-108. Time of Receipt of Items
SECTION 4-109. Delays
SECTION 4-110. Electronic Presentment
SECTION 4-111. Statute of Limitations
SECTION 4-201. Status of Collecting Bank as Agent and Provisional Status of Credits; Applicability of Article; Item Indorsed Pay Any Bank
SECTION 4-202. Responsibility for Collection or Return; When Action Timely
SECTION 4-203. Effect of Instructions
SECTION 4-204. Methods of Sending and Presenting; Sending Direct to Payor Bank
SECTION 4-205. Depositary Bank Holder of Unindorsed Item
SECTION 4-206. Transfer Between Banks
SECTION 4-207. Transfer Warranties
SECTION 4-208. Presentment Warranties
SECTION 4-209. Encoding and Retention Warranties
SECTION 4-210. Security Interest of Collecting Bank in Items, Accompanying Documents and Proceeds
SECTION 4-211. When Bank Gives Value for Purposes of Holder in Due Course
SECTION 4-212. Presentment by Notice of Item not Payable by, through, or at Bank; Liability of Drawer or Indorser
SECTION 4-213. Medium and Time of Settlement by Bank
SECTION 4-214. Right of Charge-Back or Refund; Liability of Collecting Bank; Return of Item
SECTION 4-215. Final Payment of Item by Payor Bank; When Provisional Debits and Credits Become Final; When Certain Credits Become Available for Withdrawal
SECTION 4-216. Insolvency and Preference
SECTION 4-301. Deferred Posting; Recovery of Payment by Return of Items; Time of Dishonor; Return of Items by Payor Bank
SECTION 4-302. Payor Bank's Responsibility for Late Return of Item
SECTION 4-303. When Items Subject to Notice, Stop-Payment Order, Legal Process, or Setoff; Order in Which Items may be Charged or Certified
SECTION 4-401. When Bank May Charge Customer's Account
SECTION 4-402. Bank's Liability to Customer for Wrongful Dishonor; Time of Determining Insufficiency of Account
SECTION 4-403. Customer's Right to Stop Payment; Burden of Proof of Loss
SECTION 4-404. Bank Not Obliged to Pay Check More Than Six Months Old
SECTION 4-405. Death or Incompetence of Customer
SECTION 4-406. Customer's Duty to Discover and Report Unauthorized Signature or Alteration
SECTION 4-407. Payor Bank's Right to Subrogation on Improper Payment
SECTION 4-501. Handling of Documentary Drafts; Duty to Send for Presentment and to Notify Customer of Dishonor
SECTION 4-502. Presentment of ''On Arrival'' Drafts
SECTION 4-503. Responsibility of Presenting Bank for Documents and Goods; Report of Reasons for Dishonor; Referee in Case of Need
SECTION 4-504. Privilege of Presenting Bank to Deal with Goods; Security Interest for Expenses