General Laws of Massachusetts (Last Updated: January 16, 2020) |
PART III COURTS, JUDICIAL OFFICERS AND PROCEEDINGS IN CIVIL CASES |
TITLE IV. CERTAIN WRITS AND PROCEEDINGS IN SPECIAL CASES |
CHAPTER 255D. RETAIL INSTALLMENT SALES AND SERVICES |
SECTION 1. Definitions |
SECTION 2. Licenses; application; fees; assignment or transfer; multi-state licensing system |
SECTION 3. Rules and regulations; examination of business records; annual report |
SECTION 4. Summoning of licensees; failure to appear; effect |
SECTION 5. Refusal to issue license; notice; appeal; hearing |
SECTION 6. Violations of this chapter; investigations by commissioner |
SECTION 7. Suspension or revocation of license; grounds |
SECTION 8. Suspension or revocation of license; procedure |
SECTION 9. Retail installment sale agreements; form and contents |
SECTION 9A. Improvement of realty; completion of statement |
SECTION 10. Prohibited agreements |
SECTION 10A. Discrimination against cash buyers |
SECTION 11. Finance charges, computation, rates; multiple agreements prohibited |
SECTION 11A. Merchandise certificates or coupons; right to return |
SECTION 11B. Merchandise certificates or coupons; return statement required |
SECTION 12. Receipts for payments; sale or assignment of agreement |
SECTION 13. Payment in full before maturity; refund credit |
SECTION 14. Cancellation of agreement by buyer; notice; refund of deposits; reclamation of goods by seller |
SECTION 15. Security interest in certain goods; prohibition |
SECTION 16. Extension agreements; form and contents |
SECTION 17. Refinancing agreements; form and contents |
SECTION 18. Subsequent add-on purchases; consolidated agreement; payments; termination of security interest |
SECTION 18A. Modification of agreement or extension of credit prohibited; exceptions; notice to buyer; violations |
SECTION 19. Statement of account; contents |
SECTION 20. Delinquency and collection charge; dishonored check charge |
SECTION 21. Default; enforcement; notice; accelerated payment; curing of default |
SECTION 22. Repossession of collateral on default; hearing; redemption; disposition; deficiency; insurance proceeds; determination |
SECTION 22A. Avoidance of chapter |
SECTION 23. Repealed, 1981, 733, Sec. 21 |
SECTION 24. Waiver |
SECTION 25. Application of this chapter |
SECTION 25A. Holder of agreement subject to buyer's defenses against seller |
SECTION 26. Insurance |
SECTION 27. Revolving credit agreement; form and contents |
SECTION 28. Instruments indicating payment; mailing to buyer |
SECTION 29. Violation of certain provisions; effect |
SECTION 30. Penalties |
SECTION 31. Truth-in-lending act; application |
SECTION 32. Delivery of notice |