CHAPTER 255D. RETAIL INSTALLMENT SALES AND SERVICES  


SECTION 1. Definitions
SECTION 2. Licenses; application; fees; assignment or transfer; multi-state licensing system
SECTION 3. Rules and regulations; examination of business records; annual report
SECTION 4. Summoning of licensees; failure to appear; effect
SECTION 5. Refusal to issue license; notice; appeal; hearing
SECTION 6. Violations of this chapter; investigations by commissioner
SECTION 7. Suspension or revocation of license; grounds
SECTION 8. Suspension or revocation of license; procedure
SECTION 9. Retail installment sale agreements; form and contents
SECTION 9A. Improvement of realty; completion of statement
SECTION 10. Prohibited agreements
SECTION 10A. Discrimination against cash buyers
SECTION 11. Finance charges, computation, rates; multiple agreements prohibited
SECTION 11A. Merchandise certificates or coupons; right to return
SECTION 11B. Merchandise certificates or coupons; return statement required
SECTION 12. Receipts for payments; sale or assignment of agreement
SECTION 13. Payment in full before maturity; refund credit
SECTION 14. Cancellation of agreement by buyer; notice; refund of deposits; reclamation of goods by seller
SECTION 15. Security interest in certain goods; prohibition
SECTION 16. Extension agreements; form and contents
SECTION 17. Refinancing agreements; form and contents
SECTION 18. Subsequent add-on purchases; consolidated agreement; payments; termination of security interest
SECTION 18A. Modification of agreement or extension of credit prohibited; exceptions; notice to buyer; violations
SECTION 19. Statement of account; contents
SECTION 20. Delinquency and collection charge; dishonored check charge
SECTION 21. Default; enforcement; notice; accelerated payment; curing of default
SECTION 22. Repossession of collateral on default; hearing; redemption; disposition; deficiency; insurance proceeds; determination
SECTION 22A. Avoidance of chapter
SECTION 23. Repealed, 1981, 733, Sec. 21
SECTION 24. Waiver
SECTION 25. Application of this chapter
SECTION 25A. Holder of agreement subject to buyer's defenses against seller
SECTION 26. Insurance
SECTION 27. Revolving credit agreement; form and contents
SECTION 28. Instruments indicating payment; mailing to buyer
SECTION 29. Violation of certain provisions; effect
SECTION 30. Penalties
SECTION 31. Truth-in-lending act; application
SECTION 32. Delivery of notice